The VA offers more than two dozen categories of benefits — yet the average veteran uses fewer than three. Whether you served for two years or twenty, understanding the full scope of what you've earned could mean thousands of dollars a month in compensation, free healthcare, tuition assistance, a zero-down home loan, and much more.
VA disability compensation is a monthly, tax-free payment to veterans who have a service-connected disability — a physical or mental health condition that was caused or worsened by military service. It's one of the most valuable VA benefits available, and millions of eligible veterans have never claimed it.
Monthly payment depends on your combined disability rating (10% to 100%) and number of dependents. At 100% with a spouse and children, compensation can exceed $4,500/month.
The VA operates the largest integrated healthcare system in the United States, with over 1,200 facilities including hospitals, clinics, and community-based outpatient centers. Most veterans with service-connected disabilities receive VA healthcare at no cost. Veterans without service-connected conditions may still qualify based on income, combat service, or discharge status.
To enroll, veterans complete VA Form 10-10EZ — Application for Health Benefits. You can apply online at VA.gov, by phone, or in person at any VA medical center.
Enrolling in VA healthcare is separate from filing a disability claim. You should enroll in healthcare as soon as possible — even while your disability claim is pending — to establish access to care and document treatment.
Editorial Standards: This article was written by Marcus J. Webb, a veterans benefits researcher who has studied 38 CFR Part 4, the VA M21-1 Adjudication Manual, and thousands of BVA decisions. Content is verified against current 38 CFR regulations and VA.gov guidance. Last reviewed: April 2026. Not legal advice — for representation on your specific claim, talk to a VA-accredited attorney.