Rating Math

VA Bilateral Factor Explained — How It Increases Your Combined Rating

MW
Marcus J. Webb Veterans Benefits Researcher
Reviewed for accuracy against 38 CFR · Updated April 2026
The VA's combined rating system is already confusing — but buried inside it is a bonus most veterans don't know exists. If you have ratable conditions on both sides of your body — both knees, both ears, both shoulders, both feet — the bilateral factor under 38 CFR § 4.26 increases your combined rating before it's finalized. It's not huge. But it's free money you're entitled to, and if the VA isn't applying it, your rating is wrong.

What Is the Bilateral Factor?

The bilateral factor is an adjustment applied to VA combined ratings when a veteran has a ratable disability affecting paired extremities or organs — both arms, both legs, both hands, both feet, both knees, both hips, or both ears. The logic is that losing function on both sides of the body has a combined effect greater than simply adding the two ratings together.

Under 38 CFR § 4.26, the bilateral factor works like this: before the combined ratings formula is applied to bilateral conditions, the ratings for those paired conditions are added together and then increased by 10%. That increased combined number then gets run through the standard combined ratings calculation along with all other disabilities.

The Math — Step by Step

Let's say you have a 10% rating for your right knee and a 10% rating for your left knee. Here's how the bilateral factor is applied:

Step 1: Add the bilateral ratings together
Right knee (10%) + Left knee (10%) = 20%

Step 2: Apply the bilateral factor (10% of that combined value)
10% × 20% = 2%

Step 3: Add the bilateral factor to the combined value
20% + 2% = 22% bilateral combined value

Step 4: Run this 22% through the standard combined ratings formula with your other disabilities
(Instead of running 10% and 10% separately — a meaningful difference)

In this example, the bilateral factor effectively turns two 10% ratings into a 22% starting point rather than 19% (which is what straight combination math would give). That 3% difference, when rounded and combined with other ratings, can push a veteran from one rating tier to the next.

📊 Bigger Impact at Higher Ratings

The bilateral factor has a larger absolute impact at higher individual ratings. Two 20% knee ratings become 44% with bilateral factor (vs. 36% without). Two 30% shoulder ratings become 66% bilateral (vs. 51% combined without). The higher the individual ratings, the more meaningful the bump.

What Qualifies for the Bilateral Factor?

The bilateral factor applies to paired extremities and organs under 38 CFR § 4.26. Qualifying combinations include:

The conditions on each side don't have to be identical. A veteran with a right knee at 10% (limited flexion) and a left knee at 20% (instability) still qualifies for the bilateral factor — both knees are affected, and the law doesn't require symmetry.

What Does NOT Qualify

A More Complex Example

Say you have: right knee 20%, left knee 10%, and PTSD 50%. Here's the correct calculation:

Step 1: Apply bilateral factor to knees
20% + 10% = 30%
Bilateral factor: 10% × 30% = 3%
Adjusted bilateral value: 30% + 3% = 33%

Step 2: Combine bilateral value (33%) with PTSD (50%)
Combined = 50% + (33% × 50% remaining efficiency) = 50% + 16.5% = 66.5%
Rounded: 67% → rounds to 70%

Without bilateral factor:
Knees straight combined: 20% + (10% × 80%) = 28%
Then with PTSD 50%: 50% + (28% × 50%) = 64% → rounds to 60%

Difference: 70% vs. 60% — an entire rating tier

That's the difference between $1,395/month and $1,759/month — or roughly $4,368/year, tax-free, every year the bilateral factor is correctly applied.

How to Check If the VA Applied the Bilateral Factor Correctly

Your rating decision letter should show each condition rated separately and then the combined calculation. If you have bilateral conditions and the VA didn't mention the bilateral factor in your decision, it may not have been applied. You can:

  1. Request your C-file to see the actual rating worksheet
  2. Compare your combined rating to what the math should produce with the bilateral factor
  3. If the bilateral factor wasn't applied or was applied incorrectly, file a supplemental claim citing 38 CFR § 4.26 as the basis for a corrected calculation

This is a technical argument — the kind of thing a VA attorney or accredited claims agent catches quickly. If you suspect your rating math is off, a professional review of your decision letter is worthwhile.

⚠️ Don't Try to Calculate Your Own Combined Rating

The VA combined ratings formula is counterintuitive — it doesn't simply add percentages. 50% + 50% does not equal 100% in the VA system; it equals 75%. If you add the bilateral factor on top of that, the math gets complex fast. Use the VA's official combined ratings table or our rating estimator tool to get an accurate picture.

Editorial Standards: This article was written by Marcus J. Webb, a veterans benefits researcher who has studied 38 CFR Part 4, the VA M21-1 Adjudication Manual, and thousands of BVA decisions. Content is verified against current 38 CFR regulations and VA.gov guidance. Last reviewed: April 2026. Not legal advice — for representation on your specific claim, talk to a VA-accredited attorney.

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