By claim.vet Editorial Team · Updated April 2026 · 11 min read

VA Disability Ratings for Amputees: Compensation, SAH Grants & Prosthetics

By claim.vet Editorial Team · Reviewed for accuracy against current VA regulations · Last reviewed: April 2026

Veterans who have experienced amputation due to military service are entitled to a comprehensive package of VA benefits that goes far beyond standard disability compensation. From the amputation rating itself to housing grants, prosthetics, adaptive vehicles, and caregiver support — the full scope of what's available is often not communicated clearly at separation. This guide covers every benefit category relevant to amputee veterans so nothing is left on the table.

How VA Rates Amputations

VA amputation ratings are assigned under 38 CFR Part 4, Subpart B, covering amputations and their residuals. The rating is determined primarily by the level of amputation — where on the limb the amputation occurred — with higher levels (closer to the body) generally receiving higher ratings.

Several factors influence the final rating:

Typical Amputation Ratings by Limb and Level

Amputation Type Typical Rating Range Notes
Above-knee amputation (AK / transfemoral) 60%–100% 60% for below hip; higher if hip joint involved or bilateral
Below-knee amputation (BK / transtibial) 40%–60% 40% minimum for single amputation; stump complications can increase
Hip disarticulation 90%–100% Loss at or above hip joint; typically qualifies for SMC
Partial foot amputation 10%–40% Depends on level — midfoot vs. forefoot vs. single toe
Above-elbow amputation (AE / transhumeral) 60%–80% Higher for dominant arm; shoulder disarticulation = 80–90%
Below-elbow amputation (BE / transradial) 40%–60% Dominant arm rated higher; wrist disarticulation = 60%
Hand / wrist amputation 40%–70% Dominant hand = higher rating; SMC may apply for grip loss
Bilateral lower extremity amputations SMC (Special Monthly Compensation) May qualify for SMC-L or SMC-R depending on severity
Bilateral upper extremity amputations SMC (Special Monthly Compensation) High-level SMC appropriate; caregiver program eligibility likely

Specially Adapted Housing (SAH) Grant

Up to $109,986 (2026)

Specially Adapted Housing (SAH) Grant

The SAH grant is available to veterans with service-connected disability who have the permanent and total loss of use of both legs, or both arms, or one or both legs AND one arm, or who are blind in both eyes with only light perception. For amputees, this typically means veterans with bilateral leg amputations or combined arm/leg amputations.

The grant can be used to:

The grant amount is updated annually. Veterans can use the grant up to three times over their lifetime, with the cumulative total not exceeding the maximum. The VA Loan Guaranty Service administers this program.

Special Housing Adaptation (SHA) Grant

Up to $22,036 (2026)

Special Housing Adaptation (SHA) Grant

The SHA grant is available to veterans with permanent and total loss of use of both hands, certain blindness conditions, or certain severe burn injuries. It's designed for veterans who may not qualify for the larger SAH grant but still need home modifications for accessibility.

Like the SAH grant, SHA can be used three times with a cumulative maximum. Veterans who qualify for the SAH grant cannot also receive the SHA grant — but single-arm amputees who don't meet the SAH threshold may qualify for SHA based on hand and wrist function loss.

Automobile Adaptive Equipment Grant

Up to $22,033 (2026)

Automobile Adaptive Equipment (AAE) Grant

Amputee veterans who need adaptive equipment to operate a vehicle may qualify for VA's Automobile Adaptive Equipment grant. Unlike the housing grants, this benefit provides both the vehicle purchase assistance AND the cost of any adaptive equipment needed.

The VA will pay for adaptive equipment such as hand controls, wheelchair lifts, driving aids, and other modifications. The vehicle grant can be used once; adaptive equipment costs are covered for life as long as the veteran remains eligible.

Eligibility requires service-connected loss of use of a hand or foot, or ankylosis of a knee or hip that would otherwise prevent safe vehicle operation.

Prosthetics Coverage Through VA

The VA's prosthetics program is one of the most generous in the world, covering the full cost of prosthetic devices for service-connected amputations. Key points:

Aid & Attendance for Severely Disabled Veterans

Veterans with high-level amputations or multiple amputations who need regular assistance with activities of daily living may qualify for Aid and Attendance Special Monthly Compensation (SMC). This is in addition to regular compensation and can add over $1,000 per month for qualifying veterans.

The VA also has the Program of Comprehensive Assistance for Family Caregivers (PCAFC), which provides stipends, healthcare, and respite care for the designated family caregiver of an eligible severely injured veteran. Veterans with complex injuries including amputations often qualify, particularly post-9/11 veterans.

Secondary Conditions to File

Amputation rarely occurs in isolation. Veterans should claim all secondary conditions caused or aggravated by the amputation:

Are You Claiming Everything You're Entitled To?

Amputee veterans often leave significant benefits unclaimed — especially housing grants, adaptive equipment, and secondary conditions. claim.vet can help you identify and file every benefit.

Get Free Help →
Legal Disclaimer: This article is for general informational and educational purposes only. Grant amounts are updated annually by Congress. For advice specific to your situation, consult a VA-accredited attorney, claims agent, or VSO representative. © 2026 claim.vet
Was this article helpful?