Claims Process 14 min read · Updated April 2025

What Is a VA Rating Decision? How to Read Yours Line by Line

By claim.vet Editorial Team · Reviewed for accuracy against current 38 CFR standards·Last reviewed: April 2026

Your VA rating decision is the most important document in your entire claims process — and most veterans never read it carefully. It's not just a letter telling you what you were granted or denied. It's a legal document that tells you why, what evidence was considered (and what wasn't), and what your options are. Read it wrong and you miss errors that can cost you tens of thousands in back pay. Read it right and you see exactly where to strike on appeal.

In This Guide

  1. What a Rating Decision Actually Is
  2. Two Documents, Not One: Decision Notice vs. Rating Codesheet
  3. The Anatomy of a Rating Decision: Section by Section
  4. The Veteran's Checklist: 7 Things to Verify Immediately
  5. Effective Dates: Where the Money Hides
  6. Diagnostic Codes and Why They Matter
  7. The Reasons and Bases: The Most Important Section
  8. Common Rating Decision Errors
  9. Three Appeal Lanes After Denial
  10. The One-Year Deadline

What a Rating Decision Actually Is

A VA rating decision is the VA's official written determination following review of a disability claim. It addresses three things for each claimed condition:

  1. Service connection: Is the condition connected to your military service?
  2. Disability rating: If service-connected, what percentage (0%, 10%, 20%… 100%) reflects the severity of the condition?
  3. Effective date: When does the award begin — the date from which retroactive back pay is calculated?

A rating decision can grant service connection (give you a rating), deny service connection, defer a condition (delay decision pending more evidence), or confirm or reduce a previously granted rating. A single rating decision may address multiple conditions — each granted, denied, or deferred separately.

The decision is issued by a VA Rating Veterans Service Representative (RVSR) at a VA Regional Office. It is not a court decision, but it carries legal weight. You have the right to appeal any aspect of the decision — the grant, the rating percentage, or the effective date — within one year.

Two Documents, Not One: Decision Notice vs. Rating Codesheet

This is one of the most overlooked aspects of the VA claims process: a complete rating decision package includes two separate documents, and both matter.

1. The Decision Notice (Rating Decision Letter)

This is the narrative letter explaining the VA's decision. It includes the four sections described below: the Decision, the Evidence, the Reasons and Bases, and the Notice of Rights. This is what most veterans read — and then stop.

2. The Rating Codesheet (VA Form 21-8993)

The rating codesheet is a technical document that shows the precise diagnostic codes (DCs) used for each rated condition, the exact percentage assigned under each code, and how the combined rating was calculated. This document is critical for identifying errors in how a condition was categorized or rated.

The rating codesheet may be attached to your decision notice, or it may be a separate document in your VA.gov Claims File (also called your "eFolder" or "C-file"). If you haven't seen a codesheet, download your complete claims file from VA.gov → My VA → Claims and Appeals → Claim Details → Files.

Always Request Your Complete C-File

Veterans often receive the narrative decision letter but not the rating codesheet. If you only received a letter, request your full claims file via VA.gov or submit a FOIA request. The codesheet contains technical information that can reveal rating errors not visible in the narrative letter.

The Anatomy of a Rating Decision: Section by Section

Every rating decision follows the same four-section structure. Understanding each section tells you exactly what to look for and why.

Section 1

The Decision

This is the first section and the one most veterans jump to. It lists each claimed condition and the outcome: granted (with percentage), denied, or deferred. For granted conditions, it also states the effective date and the monthly payment rate. Read carefully: are ALL the conditions you claimed listed here? Missing conditions must be followed up on immediately.

Section 2

Evidence Considered

This section lists every piece of evidence the VA reviewed in making its decision. It will typically list your service treatment records (STRs), VA examination results (C&P exams), private medical records you submitted, your personal statement, buddy statements, and nexus letters. This is where you check that your evidence was actually received and reviewed — if a document isn't listed here, the VA may not have considered it, which is grounds for a Supplemental Claim.

Section 3

Reasons and Bases

This is the most important section in your rating decision, and most veterans skip it entirely. The Reasons and Bases section explains why the VA decided what it decided — why it granted at 30% instead of 50%, why it denied service connection, what evidence it found persuasive, and what evidence it discounted. Under 38 CFR § 19.5, the VA must provide an adequate statement of reasons and bases — meaning it must actually engage with your evidence and explain its reasoning. If this section is vague, generic, or fails to address specific evidence you submitted, that is a legal deficiency subject to appeal.

Section 4

What You Must Do Next

This final section explains your rights and options after the decision: how to accept the decision, how to appeal (and to which lane), and the applicable deadlines. It typically states the one-year appeal deadline explicitly. Read this section, note the decision date, and calendar your deadline immediately.

The Veteran's Checklist: 7 Things to Verify Immediately

When you receive your rating decision, work through this checklist before you do anything else:

Rating Decision Review Checklist

Effective Dates: Where the Money Hides

The effective date is one of the most consequential numbers in your rating decision — and one of the most frequently wrong. Your effective date determines the starting point for retroactive back pay.

Under VA rules, your effective date should be the date of your Intent to File (ITF) or the date of your original claim — whichever is earlier. This is not the date the VA finished processing your claim. It is not the date you were examined. It is the date you filed your ITF or claim.

Why Effective Dates Are Often Wrong

Common effective date errors include:

For a veteran rated at 70% combined ($1,716.28/month in 2025 for a single veteran with no dependents), a one-year effective date error means over $20,000 in lost back pay. A two-year error means over $41,000. Check your effective date carefully and compare it to your eBenefits/VA.gov records of when you first filed.

🚨 Effective Date Red Flag

If your rating decision effective date is the same as — or close to — your C&P exam date or the decision date itself, that is a red flag. Your effective date should almost always be earlier. Verify the date using your eBenefits history or your ITF confirmation email.

Diagnostic Codes and Why They Matter

Every service-connected condition is rated under a specific diagnostic code (DC) from 38 CFR Part 4 (the Schedule for Rating Disabilities). The DC determines which rating criteria apply — and the wrong DC can mean a significantly lower rating than you deserve.

For example:

To verify your diagnostic codes, compare what's listed on your rating codesheet against the Schedule for Rating Disabilities in 38 CFR Part 4. If the condition is rated under a code that doesn't capture your most limiting symptoms, that may be the basis for a Higher-Level Review or Supplemental Claim.

The Reasons and Bases: The Most Important Section

Under 38 CFR § 19.5, the VA must provide an adequate statement of reasons and bases for its decision. This requirement exists to ensure veterans understand why their claim was decided the way it was — and to give meaningful appellate review.

An adequate reasons and bases section must:

When the Reasons and Bases section is inadequate — when it uses boilerplate language, ignores specific evidence, or fails to explain why one medical opinion was preferred over another — that inadequacy is itself a ground for appeal. A Higher-Level Review can specifically challenge the adequacy of the VA's reasoning.

What to Look For in Reasons and Bases

As you read the Reasons and Bases section, ask these questions for each condition:

Common Rating Decision Errors

These four errors account for a large proportion of successful appeals. Check for each one in every rating decision you receive.

Error 1: Wrong Effective Date

The effective date doesn't trace back to the ITF or original claim date. This is the highest-dollar error in VA claims — worth thousands in back pay per year of the mistake. Verify your effective date against your filing history immediately.

Error 2: Wrong Diagnostic Code

The condition is rated under a DC that doesn't capture its most limiting aspects. A veteran with IVDS rated under lumbosacral strain may be entitled to a higher rating under the correct code. Review the rating codesheet and compare it against your symptoms and 38 CFR Part 4.

Error 3: Evidence Not Considered

Your nexus letter, private medical records, or buddy statement doesn't appear in the Evidence section — meaning the VA either never received it or overlooked it. If key evidence is missing from the Evidence section, file a Supplemental Claim with that evidence resubmitted. "New and relevant evidence" that wasn't in the previous record is the gateway to a Supplemental Claim.

Error 4: Secondary Conditions Ignored

You claimed a secondary condition (e.g., depression secondary to chronic pain, GERD secondary to back medication) but the rating decision doesn't address it at all. Unadjudicated claims must be appealed or refiled. If you claimed a secondary condition and it doesn't appear in the Decision section, contact the VA immediately to clarify whether it was included in the claim.

Error 5: Proposed Rating vs. Final Rating Discrepancy

In some cases, veterans receive a Proposed Rating before the final decision — especially in reduction cases or in cases involving competency. If you received a Proposed Rating at a higher percentage than the final rating decision, that discrepancy needs to be addressed through the appeals process. A proposed rating is not a final decision, but a final decision that is lower than a proposed rating without adequate explanation may be deficient under 38 CFR § 19.5.

Three Appeal Lanes After Denial

If you disagree with any part of your rating decision, you have three appeal pathways under the Appeals Modernization Act (AMA), codified in 38 CFR Part 20. Each serves a different purpose:

Supplemental Claim

Submit new and relevant evidence not previously in your record. Best when you have a new nexus letter, new medical records, or evidence that wasn't considered. Preserves your effective date if filed within one year of decision.

Higher-Level Review (HLR)

Request review by a senior VA adjudicator. No new evidence — but the reviewer may identify duty-to-assist errors or inadequate reasons and bases. Best when the VA made a clear legal or procedural error on existing evidence.

BVA Appeal

Appeal to the Board of Veterans' Appeals in Washington, D.C. Can submit new evidence or request a hearing before a Veterans Law Judge. Best for complex legal issues or when lower lanes have failed.

You can also use the denial analyzer tool to evaluate your specific rating decision and identify the strongest appeal path.

For Higher-Level Reviews, use the HLR form assistant in your claim.vet dashboard. For Supplemental Claims, use the supplemental claim assistant.

The One-Year Deadline

Every rating decision comes with a one-year clock. You must file an appeal in one of the three lanes — Supplemental Claim, HLR, or BVA — within one year of your rating decision date to preserve your original effective date.

⏰ One Year. Not a Moment More.

After one year from your decision date, filing a new appeal is treated as a new claim with a new effective date. The back pay from your original claim date is gone forever. Calendar this deadline the day you receive your decision.

The one-year period runs from the date on the rating decision letter — not the date you received it, not the date you first read it. If your decision is dated March 15, 2025, your appeal must be filed by March 15, 2026.

There is no penalty for filing an appeal early. You do not have to wait until you've fully analyzed the decision. If you're within the one-year window and you see any error or disagree with any element of the decision, file a Notice of Disagreement (NOD) to preserve your options — even if you're still gathering evidence or deciding which lane to use.

For 2025 monthly compensation rates, a veteran rated at 100% with no dependents receives $3,831.30/month. A veteran rated at 70% receives $1,716.28/month. Every year of effective date that is correctly preserved or restored represents that full amount in retroactive back pay. The stakes are real.

Got Your Rating Decision?

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Legal Disclaimer: This article is for general informational purposes only and does not constitute legal advice. Compensation rates cited reflect 2025 VA pay tables; rates are subject to annual adjustment. Appeal procedures and deadlines described reflect the Appeals Modernization Act framework in effect as of 2025. For advice specific to your rating decision or appeal, consult a VA-accredited attorney, claims agent, or VSO. claim.vet is not a law firm and does not provide legal representation. © 2025 claim.vet
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