Healthcare & Family ⏱ 11 min read Updated April 2025

Community Care and the MISSION Act: How to See a Private Doctor on VA's Dime

By claim.vet Editorial Team · Reviewed for accuracy against current 38 CFR standards·Last reviewed: April 2026

If you've faced long waits for VA appointments — or simply live too far from a VA facility — the MISSION Act of 2018 may entitle you to see a private doctor at VA's expense through the VA Community Care program. In 2025, with VA wait times at record levels in many regions, more eligible veterans are qualifying than ever before. This guide explains exactly how community care works, the specific eligibility thresholds, how to get a referral, and what to do if VA denies your request.

Table of Contents

  1. What Is VA Community Care?
  2. The MISSION Act of 2018: What Changed
  3. Eligibility: Drive-Time and Wait-Time Standards
  4. The "Best Medical Interest" Criterion
  5. How to Get a Community Care Referral
  6. Why Authorization Is Critical (Do NOT Self-Refer)
  7. What Community Care Covers
  8. Urgent Care: No Prior Authorization Needed
  9. Finding Community Care Providers
  10. If VA Denies Community Care: Your Options
  11. 2025 Wait Time Crisis: You Probably Qualify

What Is VA Community Care?

VA Community Care is a program under which the VA pays for veterans to receive healthcare from civilian, non-VA providers. Instead of treating a veteran at a VA medical center, the VA authorizes — and then pays for — treatment at a private clinic, hospital, or specialist's office in the community.

Community care is not a fallback or inferior option. For many veterans, a community care provider may be more accessible, more specialized, or simply faster to see. The VA pays the provider at Medicare-like rates, and the veteran pays standard VA copays (which are waived or reduced for veterans with service-connected conditions or low income).

The program is administered under 38 U.S.C. § 1703 (as amended by the MISSION Act) and VA's implementing regulations at 38 C.F.R. § 17.4100 et seq. The VA's Office of Community Care oversees the program nationally, with regional contractors (TriWest Healthcare Alliance in the west, Optum Public Sector Solutions in the east) handling provider networks and authorizations.

The MISSION Act of 2018: What Changed

Community care is not new — VA has offered some form of non-VA care for decades. But the Veterans MISSION Act of 2018 (Public Law 115-182) was a landmark overhaul that replaced the previous Veterans Choice Program with a more accessible and comprehensive framework.

Key changes under the MISSION Act include:

The MISSION Act took full effect on June 6, 2019, replacing the Veterans Choice Program entirely. Veterans who were using Choice were automatically transitioned to the new Community Care program.

Eligibility: Drive-Time and Wait-Time Standards

The MISSION Act established specific, objective standards for when a veteran is eligible for community care. You qualify if VA cannot meet these thresholds:

Primary Care & Mental Health

Drive time Over 30 minutes
Wait time Over 20 days
Qualifier Either standard triggers eligibility

Specialty Care

Drive time Over 60 minutes
Wait time Over 28 days
Qualifier Either standard triggers eligibility

These standards are either/or — you only need to meet one. If the nearest VA that offers primary care is 35 minutes away, you qualify for community care primary care regardless of VA's current wait times. If the VA's next available orthopedic appointment is 35 days out, you qualify for community care specialty care regardless of how close the VA is.

Drive time is measured as straight-line driving time from your residence to the nearest VA medical facility that offers the needed service — not to the nearest VA clinic. If the nearest full-service VAMC is across a mountain range or requires a ferry, that travel time counts.

How to Check Your Wait Time

The VA's Access to Care website (accesstocare.va.gov) publishes real-time average wait times for VA facilities. You can look up your nearest facility and see current average days to next appointment for primary care, mental health, and specialty services. Screenshot this page if you intend to request community care — it documents your eligibility.

The "Best Medical Interest" Criterion

Beyond the drive-time and wait-time standards, the MISSION Act created a flexible "best medical interest" pathway for community care. Under this criterion, a veteran may be eligible for community care even when the objective time/distance standards are met, if any of the following apply:

The best medical interest criterion requires the involvement of a VA clinician. A VA primary care provider must document the clinical rationale for community care in the veteran's medical record. This is why establishing care at VA — even if you ultimately receive treatment in the community — is strategically important.

How to Get a Community Care Referral

The process for requesting community care involves several steps, all of which must be completed in order:

  1. Enroll in VA healthcare (if not already enrolled). Community care is only available to veterans enrolled in the VA healthcare system. Enrollment is free for most veterans. Visit VA.gov or call 1-877-222-8387 to enroll.
  2. Establish with a VA primary care provider. You need a VA provider on record to initiate most community care referrals. Schedule an intake appointment at your nearest VA medical center or community-based outpatient clinic (CBOC).
  3. Request community care at your VA appointment. Tell your VA provider you believe you qualify for community care due to wait times, drive time, or a specific clinical need. Ask them to document the request and submit it to the Community Care office.
  4. Contact the MISSION Act Community Care line directly. You can also call VA's dedicated community care hotline to request a referral or ask about your eligibility.
  5. Receive written authorization BEFORE seeing a community provider. VA must issue a written authorization before you see a private provider. Do not schedule with a community provider until you have this authorization in hand.
  6. Select a VA-approved community provider. Use the Community Care Provider Locator (see below) to find providers who accept VA community care in your area.
  7. See your community provider and present the authorization. Bring your VA authorization letter to every appointment. The provider bills VA directly — you pay standard VA copays.
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VA MISSION Act Community Care Line

866-606-8198

Monday–Friday, 8 a.m.–6 p.m. local time. Ask about your eligibility, referrals, and authorizations.

Why Authorization Is Critical: Do NOT Self-Refer

This is the most important rule in the entire community care program: you cannot self-refer for community care. If you see a private doctor without first obtaining VA authorization, VA will not pay the bill — and you will be responsible for 100% of the cost.

This is not a technicality. The VA has consistently denied claims for unauthorized community care, and the amounts can be substantial. A single specialist visit can cost hundreds of dollars; a hospitalization can cost tens of thousands.

Critical Rule: Authorization First, Always

Never schedule a community care appointment until you have a written authorization from VA. Even if the VA staff member verbally tells you to "go ahead and schedule," do not proceed without written authorization. Verbal approvals are not binding — only written authorizations protect you from financial liability.

If you're in a situation where VA is slow to issue an authorization and your condition is deteriorating, escalate immediately: contact the Patient Advocacy office at your VA facility, call the MISSION Act Community Care line at 866-606-8198, and ask your VA primary care provider to flag the referral as urgent.

What Community Care Covers

Community care can cover a wide range of healthcare services, including:

Services must be medically necessary and consistent with VA's clinical guidelines. The community care authorization specifies exactly what service(s) are authorized. If you need additional services beyond what was authorized, return to VA for an updated referral.

Urgent Care: No Prior Authorization Required

One of the most valuable MISSION Act provisions is the urgent care benefit: enrolled veterans who have been seen at VA at least once in the past 24 months can go to approved urgent care facilities without prior authorization.

Urgent care is appropriate for conditions that require attention within 24 hours but are not life-threatening emergencies. Examples include minor injuries, sudden illness, ear infections, urinary tract infections, and similar same-day conditions.

Key details about the urgent care benefit:

Emergency Care vs. Urgent Care

Urgent care and emergency care are different programs. If you have a life-threatening emergency, go to the nearest ER — VA's emergency care policy covers stabilization costs at non-VA ERs for eligible veterans, but you must notify VA within 72 hours of the emergency. Failure to notify VA can result in billing complications.

Finding Community Care Providers

Not all private providers accept VA community care. Use the VA Community Care Provider Locator (find.va.gov) to search for VA-approved providers by specialty, location, and accepting-patient status. The database is updated regularly and shows which providers in your area are currently accepting VA community care patients.

You can also ask the VA's Community Care coordinator at your facility to provide a list of approved specialty providers in your area. When you contact a community provider, confirm:

If you have a specific specialist you prefer — for example, a doctor you've seen before your military service — check whether they are in the VA's community care network. If not, they can apply to join; VA actively needs providers in many specialties and regions.

If VA Denies Community Care: Your Options

VA may deny a community care request for several reasons: the facility claims your wait time is within standards, the drive time is calculated differently than expected, or the service is deemed available locally. Here's what you can do:

Step Action Where to Go
1 Request a written denial with the specific reason Your VA Community Care Coordinator
2 Document your actual wait time (screenshot accesstocare.va.gov) Access to Care website
3 Ask your VA primary care provider to re-document the medical necessity Your PACT team or primary provider
4 Contact the Patient Advocate at your VAMC Ask at the VA front desk for Patient Advocacy
5 File a formal complaint with the VA Office of Inspector General oig.va.gov hotline: 1-800-488-8244
6 Contact your congressional representative for a congressional inquiry House.gov or Senate.gov to find your rep

Congressional inquiries are particularly effective. A letter from a congressional office to VA leadership typically produces a response within 30 days and often resolves access issues that have been stalled for months at the facility level.

2025 Wait Time Crisis: Check Your Eligibility Now

VA wait times have become a persistent problem. In 2025, the VA's own access data shows that average wait times for primary care appointments exceed 20 days at many facilities — meaning a significant percentage of enrolled veterans technically qualify for community care for primary care today.

For specialty care, the picture is even more concerning. Orthopedics, neurology, cardiology, and mental health — all specialties with high demand from veterans — frequently have wait times well above the 28-day specialty care threshold in many regions.

Many veterans don't know they're eligible. They accept long waits as normal, unaware that the MISSION Act entitles them to community care when VA can't meet its own standards. If you are waiting more than 20 days for a primary care appointment or more than 28 days for specialty care, you should be requesting a community care referral immediately.

Rural Veterans Have the Strongest Claims

Veterans in rural areas are especially likely to qualify on drive-time standards. If you live in a rural county and the nearest full-service VA medical center is more than 30–60 minutes away, you likely qualify for community care for all services — regardless of wait times. Don't assume you need to make that drive.

Struggling to Get VA Appointments?

If you're waiting weeks for care or living far from a VA facility, you may qualify for Community Care under the MISSION Act. Our tools help you understand your VA benefits and access options.

Explore Your VA Benefits →

Sources: Veterans MISSION Act of 2018 (Pub. L. 115-182); 38 U.S.C. § 1703; 38 C.F.R. § 17.4100; VA Office of Community Care (va.gov/communitycare); VA Access to Care website (accesstocare.va.gov); VA Patient Rights and Responsibilities, VHA Directive 1010, updated 2024.

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Not Legal or Medical Advice. This article is for informational purposes only and does not constitute legal advice, medical advice, or a guarantee of benefits. Community care eligibility is determined by the Department of Veterans Affairs based on individual circumstances. Never seek community care without first obtaining VA written authorization. Consult a VA-accredited claims agent, VSO, or patient advocate if you have specific eligibility questions. © 2025 claim.vet
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